Can an underwriter enter into an agreement with a title agent before the agent is licensed in Missouri?

An underwriter must ensure that any title agent they work with is properly licensed before entering into an agreement. In Missouri, as in many states, the law requires title agents to hold a valid license to operate legally and offer title insurance services. This regulation is in place to protect consumers and maintain the integrity of the title insurance industry. Engaging an unlicensed agent could lead not only to the violation of state regulations but could also invalidate any agreements made, potentially impacting transactions negatively. Thus, the requirement for an agent to be licensed prior to entering agreements is established to uphold professional standards and compliance with state laws.