How many days prior to use must title underwriters file standard forms with the Department of Insurance?

In Missouri, title underwriters are required to file standard forms with the Department of Insurance at least 30 days prior to their intended use. This regulation ensures that the Department has adequate time to review these forms for compliance with state laws and regulations regarding title insurance. The 30-day period allows for any necessary adjustments or modifications before the forms can be utilized, facilitating transparency and oversight in the title insurance process. This established timeframe is critical for maintaining the integrity of the insurance market and protecting consumers.