Under what conditions is a title agent required to use a title plant for search information?

A title agent is required to use a title plant for search information under specific conditions that ensure efficiency and reliability in obtaining necessary data. The correct choice indicates that a title agent must utilize a title plant when it exists, the associated charges are reasonable, and the information can be produced in a timely manner.

Using a title plant facilitates comprehensive and accurate title searches. Title plants are databases that contain detailed records about property titles and ownership histories, drawing from various public records. When these conditions are met, the agent can confidently gather essential information that supports their work, contributes to the thoroughness of title examinations, and ultimately ensures that the title is examined correctly before any transactions are carried out.

This requirement helps maintain high standards in title insurance practices, allowing agents to provide clients with informed services based on reliable data. In contrast, the other options do not establish the criteria necessary to obligate the use of a title plant in a meaningful way. For instance, simply preferring to use a title plant or it being free to use does not address the importance of reliability and timeliness, which are crucial in the title search process. Similarly, while laws may govern some practices within title insurance, the use of a title plant specifically hinges on the practical conditions mentioned in