What is an Affidavit of Title?

An Affidavit of Title is a sworn statement made by a property owner asserting their ownership of a property and declaring that there are no undisclosed liens, encumbrances, or claims against it. This document is often used in real estate transactions to provide assurance to potential buyers or lenders regarding the clear title of the property. By providing this affirmation, the property owner helps facilitate a smoother transaction by reducing the risk of future disputes regarding ownership or claims on the property.

The other options do not accurately reflect the nature of an Affidavit of Title. For instance, disputing a title claim or addressing disputes through a court document involves different processes and purposes. Additionally, while public records and property sales are important to convey property ownership, they do not serve the specific role of affirming current title conditions like the Affidavit of Title does. Thus, the definition of the affidavit as a sworn statement regarding ownership and the absence of undisclosed issues is the most appropriate.