What is an exception to the requirement for accepting only "certified funds" for amounts over $2,500?

Accepting funds from the escrow account of a licensed real estate broker is an established exception to the requirement for accepting only "certified funds" for amounts exceeding $2,500. This exception is crucial in real estate transactions where prompt and reliable payment is necessary to facilitate the closing process.

In many cases, escrow accounts maintained by licensed real estate brokers are designed to hold client funds securely and ensure that transactions are executed smoothly. These accounts are regulated and monitored, which provides an added layer of trust and accountability. Therefore, when funds transfer from such an escrow account, they are treated differently compared to personal checks or cash, ensuring that the transaction can proceed without undue delay.

The other options do not meet the same criteria of security and regulation that an escrow account provides, and as a result, they do not qualify for this exception.