What type of license is applicable to a title agent?

An individual insurance producer license is specifically designed for individuals who act as title agents. This license allows a person to sell title insurance policies, ensuring they are authorized to perform necessary functions such as underwriting and facilitating title searches for real estate transactions. This type of license recognizes the personal qualifications and responsibilities of an individual operating in the title insurance market, which is essential for maintaining compliance with state regulations and serving clients effectively.

While other types of licenses, such as a business entity insurance producer license, pertain to organizations, they do not apply specifically to the role of an individual acting as a title agent. A general title agent license does not exist in Missouri; the terminology typically used is the individual insurance producer license. Additionally, a title insurance underwriter license pertains to organizations responsible for evaluating and taking on the risk associated with issuing title insurance, rather than individuals who directly interact with clients and engage in sales activities. Thus, the individual insurance producer license is the correct designation for title agents in Missouri.