Which categories should the charges, according to Missouri law, specifically reference?

In Missouri, the law requires that charges related to title insurance and the associated services should specifically reference essential components that encompass the title transaction process. This includes premium fees, which are the costs for the title insurance itself, along with abstract or title search and examination fees that cover the research and verification of the title's status.

Additionally, settlement fees are included as they pertain to the closing of the transaction, ensuring that all necessary paperwork is processed and all parties fulfill their contractual obligations. This comprehensive listing reflects the various aspects of the title insurance process that need to be transparent and clearly articulated, allowing parties involved in a real estate transaction to understand the specific costs they are incurring.

The other options do not encompass this breadth of charges required by Missouri law. Titles licensing fees, administrative fees, and insurance premiums may play roles in the overall cost structure, but they do not capture the full range of necessary charges that must be explicitly referenced according to the regulations governing title transactions.