Which of the following actions is unlawful for a title agent?

Paying personal debts with escrow funds is unlawful for a title agent because it represents a breach of fiduciary duty and misuse of client trust funds. Escrow accounts are meant to hold funds in trust for specific transactions, such as real estate closings, and are not for personal use. Title agents have a legal and ethical obligation to manage and safeguard these funds solely for the purpose intended by the clients. Utilizing escrow funds for personal debts undermines the trust placed in the agent and can lead to serious legal repercussions not only for the agent but also for the agency involved.

On the other hand, keeping interest revenue from escrow deposits may not be illegal, depending on the jurisdiction and specific agreements in place regarding the handling of such funds. Disclosing the use of escrow funds to clients is generally a standard procedure in maintaining transparency and trust. Processing transactions consistent with client instructions is part of the professional duties of a title agent and is not lawful to prevent.