Which of the following best describes the function of a title agent?

The function of a title agent is primarily focused on conducting thorough title searches and providing title insurance. This role is critical in real estate transactions as it safeguards both the buyer and the lender by ensuring that the title to the property is clear of any liens or encumbrances that could affect ownership.

Title agents have the expertise to examine public records, interpret legal documents, and identify any issues that may need resolution before closing a real estate transaction. By providing title insurance, the agent protects against future claims to the property that could arise after the purchase, offering peace of mind to those involved in the transaction.

While other roles exist in real estate transactions, such as legal counsel or appraisers, these functions fall outside the primary responsibilities of a title agent, which is why option B is the best description of their function.