Who is responsible for conducting a title search?

The responsibility for conducting a title search primarily falls to a title insurance producer. A title insurance producer is trained and licensed to examine public records, identify potential issues or liens associated with a property, and ensure that the title is clear before a transaction takes place. This process is crucial in title insurance, as it helps protect lenders and buyers from claims against the property that might arise due to past ownership, unpaid taxes, or other encumbrances.

While property sellers, real estate agents, and attorneys all play important roles in real estate transactions, they typically do not conduct title searches themselves unless they have specific training or qualifications to do so. Sellers provide information about the property, agents facilitate the transaction, and attorneys may review the title search results or provide legal advice, but the actual search is conducted by the title insurance producer, who is specifically equipped to handle these tasks.